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Technical Specification
Overview

mycropay® is a system that enables merchants to accept credit cards, debit cards, checks, gift cards and other proprietary cards online or in person using the Internet. mycropay® is a secure, easy-to-use product for all business types: online, retail, phone sales, home-based, or mail order. mycropay® is designed to provide you with the flexibility you need to customize it to fit your business needs.
Depending on the type of system you have, we offer the following options for connecting to mycropay®:

mycropay®VT – the simplest solution is a virtual terminal you login to over the internet.  You can key payment information or depending on your needs, using USB hardware, automate your payment information capture.  Swipe credit or debit cards, cardholders can enter PINs and image checks securely and in real time.

Bullet Using a personalized account, all you do is log on through a web page, enter or swipe a transaction and submit.
Bullet No programming skills needed.
Bullet An internet connection and a web browser are the only tools you need to get started.
Bullet Optional hardware required for swipe transactions
Bullet Easy and instant access to reports
Bullet Secure using industry standard SSL


mycropay® API
- the most versatile solution, designed for organizations with large scale systems.  Your programmers can easily integrate using our platform independent XML interface.

Bullet Your programmer can easily integrate it with your order-processing system.  No programming skills needed.
Bullet It allows you the ability to process large volumes of transactions quickly.
Bullet You get 24-hour, unattended operation
Bullet Easy and instant access to reports
Bullet Programming skills required
Bullet Secure using industry standard SSL
Each method provides its own unique advantages. They can be used independently or in combination.

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